Best Term Life Insurance Cost for 30 Year Olds: 2025 Rates
How much does term life insurance cost for a 30-year-old? A healthy 30-year-old non-smoker pays approximately $15-$22 per month for a $250,000 20-year term life insurance policy, or $24-$36 monthly for $500,000 in coverage. These rates make 30 the optimal age to secure affordable life insurance—premiums are significantly lower than at 40 (when rates double) … Read more