Term Life Insurance Rates by Age: 2025 Cost Guide
How much does term life insurance cost by age? A healthy 30-year-old pays approximately $15-$25 per month for a $250,000 20-year term life insurance policy, while a 50-year-old pays $65-$95 monthly for the same coverage. Term life insurance premiums increase significantly with age—rates roughly double every decade—because mortality risk rises as you get older. Understanding … Read more